Your whole financial life in one app — and on nobody's server but Apple's.
Mac · iPhone · iPad · Apple Watch.
No bank login. No account to create.
Categories, monthly limits and rings that fill as you spend. Annual budgets and rollover for the bills that do not arrive every month.
Cash, cards, loans, property, stocks and crypto in one number, with the history behind it. Reconcile against your bank in one pass.
Every cadence including biweekly, reminders before they land, and a cash-flow forecast that shows the lowest point your balance will hit.
Monte Carlo and real market history against your own numbers, with an investor-grade PDF at the end.
A partner sees everything both ways. Family sees a summary you choose. Friends see one scorecard. All through your own iCloud.
Ask about your own money in plain language. It runs on Apple's on-device model, so the questions never leave your phone.
Invoices, clients, estimates and mileage in their own books, never mixed into your personal totals.
CSV, OFX, QFX, Excel, or a photo of a statement read by OCR. Columns are matched by content, not headings. Nothing saves until you approve it.
Log it, find it, and see where the month is going.
Most budgeting apps hold your bank login and route every transaction through their servers. Simple Finance has no servers of its own to route them to.
Your money lives on your device — and, with sync on, in your own private iCloud, right beside your photos and messages. We can’t read it, and support can’t look up your account, because there is nothing on our side to look up.
Built independently, by a small team that uses it every day — not a company whose business is your data. Write in, and a real person answers.
Plans, forecasts and a retirement stress-test built from the same figures.
